:root{
  --navy:#0B233F;
  --aqua:#00B5C4;
  --bg:#f7fafc;
  --ink:#0b1b2b;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
.container{max-width:1100px;margin:0 auto;padding:0 16px}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5e7eb;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo span{font-weight:700;font-size:18px;letter-spacing:.5px;color:var(--navy)}
.badge{font-size:11px;background:var(--aqua);color:#fff;padding:2px 8px;border-radius:999px;margin-left:8px}
nav a{margin:0 10px;text-decoration:none;color:var(--navy);font-weight:600}
nav a:hover{color:var(--aqua)}
.btn{display:inline-block;padding:12px 16px;border-radius:12px;border:1px solid var(--navy);color:#fff;background:var(--navy);text-decoration:none;font-weight:700}
.btn.alt{background:transparent;color:var(--navy)}
.btn.aqua{background:var(--aqua);border-color:var(--aqua)}
.hero{background:linear-gradient(180deg,#0B233F 0%,#143b66 50%,#2b6ea6 100%);color:#fff}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;padding:48px 0}
.hero h1{font-size:40px;margin:0 0 10px}
.hero p{font-size:16px;opacity:.92}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.card{border:1px solid #e5e7eb;border-radius:16px;padding:16px;background:#fff}
.card h3{margin:0 0 8px;color:var(--navy)}
.section{padding:40px 0;background:#fff}
.section.alt{background:var(--bg)}
.kpis{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.kpi{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:12px;text-align:center}
.kpi h2{color:var(--navy);margin:0}
footer{padding:24px 0;border-top:1px solid #e5e7eb;background:#fff;margin-top:40px}
.small{font-size:13px;color:#4b5563}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
label{font-size:13px;color:#111827;margin-bottom:6px;display:block}
input,select,textarea{width:100%;padding:10px;border:1px solid #d1d5db;border-radius:10px}
.form{display:grid;gap:10px}
.table{width:100%;border-collapse:collapse}
.table th,.table td{border:1px solid #e5e7eb;padding:8px;text-align:left}
.notice{background:#ecfeff;border:1px solid var(--aqua);padding:12px;border-radius:12px}
.tag{display:inline-block;border:1px solid #e5e7eb;border-radius:999px;padding:4px 10px;font-size:12px;margin-right:6px;color:#0b233f}
@media (max-width: 900px){
  .hero .wrap{grid-template-columns:1fr}
  .card-grid{grid-template-columns:1fr}
  .kpis{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid-2{grid-template-columns:1fr}
}